Families in Singapore welcoming a third child will benefit from $1,000 in Large Family LifeSG Credits until the child turns 6
Summary
Singapore’s Ministry of Social and Family Development (MSF) has begun disbursing Large Family LifeSG Credits (LFLC) to eligible families with three or more children. Each eligible third and subsequent Singapore citizen child aged 1 to 6 will receive $1,000 a year, paid into the child’s CDA trustee’s digital wallet in the LifeSG app. The aim is to help large families defray everyday household costs.
The first payment window started on 10 September 2025 for children aged 1–6 who met eligibility by 1 August 2025. From 2026, LFLC will be paid annually in April, with eligibility assessed each year by 1 March. Credits are valid for 12 months and can be used with PayNow UEN QR or NETS QR at participating merchants.
Key Points
- $1,000 will be paid annually per eligible third and subsequent Singapore citizen child from age 1 up to the year they turn six.
- First disbursement began 10 September 2025 for children aged 1–6 who met the 1 August 2025 eligibility cut-off.
- From 2026 onwards, disbursements occur in April each year; families must meet eligibility by 1 March for that year.
- LFLC is credited to the child’s CDA trustee’s digital wallet in the LifeSG app and usable via PayNow UEN QR or NETS QR; credits are valid for 12 months.
- Eligibility requirements: the child must be a Singapore citizen, aged 1–6, and enrolled in the Baby Bonus Scheme; family composition rules differ for married, widowed, divorced and overseas-registered marriages.
- Additional support for third+ children born on/after 18 February 2025 includes a boosted CDA First Step Grant (+$5,000 to total $10,000), a Large Family MediSave Grant (up to $5,000, subject to parents’ citizenship at birth), and partner merchant privileges.
Context and Relevance
This is part of Singapore’s broader Large Families Scheme aimed at supporting households with three or more children. The LFLC provides predictable, recurring cash credits to help with everyday expenses — groceries, utilities, pharmacy items and transport — and complements other measures (CDA top-up, MediSave grant) to reduce the cost burden of larger families. Employers, HR teams and family-focused services should note the timeline and eligibility rules, as they affect benefit planning and communications to staff.
Why should I read this?
If you’re a parent in Singapore or work in HR or family services, this matters — it’s free money that helps with real bills and it’s automatically credited if you qualify. We’ve done the digging: know when payments land, how to spend them, and what extra top-ups exist for kids born after February 2025. Quick, practical and worth bookmarking.